In the times we live in today, we have created a whole new world for ourselves online, which contains almost all of our information, including our friends, personal credentials, photos, documents, etc. All of this is available with a click of a button. However, that is the biggest con of having all your personal information available at the click of a key that it can easily be hacked into by anyone.
In case your privacy is breached, and if your entire online presence is compromised, the person responsible for the attack may hold everything for ransom through ransomware. If you become a victim of such an attack, you would have to resort to methods which will help you with ransomware recovery or ransomware removal.
Another thing that the hacker can do is steal your identity. Identity theft is when you use someone else’s information for financial gains. This can either be done through your social security number, your bank account to embezzle your money or your credit card for their personal gain. To save your identity from such malicious hackers, keep your personal and financial information safe by following these prevention strategies given below.
Safeguard Your Social Security Number
One of the key things you can do to protect your identity is to keep your social security number protected. Whenever you need to enter your credentials online, ensure that the website is credible and belongs to a reliable source or a platform which you can trust with your information. Also, when you provide it in person, make sure to ask for the security precautions, and question the need for it. It is advised that you submit it only where it is essential as it can be used to access key information about your identity.
Your passwords are like digital keys into your digital existence and universe. Through them, people can easily access all of your personal information, and it will be likely that you will not find out until the damage is done. Make sure to choose a password with a minimum of 8 characters, use two-factor authentication, and never use the same password for multiple websites. Securing your passwords will ensure the safety of your personal information, which will most definitely prevent the chances of identity theft.
Be Cautious When Shopping
With credit cards these days or while withdrawing money from an ATM, you need to use a pin to access your funds. When you shop, make sure you do not tell the shopkeeper your pin, instead type it in yourself. Also, make sure no one is looking when you type it in. Be cautious of where you shop, and if the place does not look up to the mark, use cash instead as hackers are continuously on the lookout for easy targets. It can turn into a potential danger, and an asset for the hacker as that pin can give the hacker access to your bank account.
Monitor Your Financial Statements And Your Credit Card Statement Frequently.
Keep an eye on your credit card transactions frequently. Most banks now offer an SMS service, which means that every time you buy through your credit card, you get a text message on your phone so you can verify the transaction immediately. This protects your identity from theft and keeps your information safe. Also, keep track of your financial statements. If there are any activities which you do not recognize, make sure to talk to cybersecurity services and your bank.